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IOU / promissory note

Money lent between individuals: the amount, the date, repayment terms and due date, signed by the borrower.

Free, no account, no watermark.

Unofficial template: check with the receiving organisation that it suits your request.

What this template is for

Keep a written record of money lent between individuals: amount, date, terms and repayment due date.

Documents to have ready

Proof the money was handed over (transfer statement, receipt)

Our tips

  • Write the amount in figures and in words; some countries require the borrower to handwrite the amount in words.
  • Larger loans may have to be declared to the tax authority in some countries.

Frequently asked questions

Who signs the IOU?
Only the borrower. The lender keeps the original.
Do I need an account to fill this template?
No. Manual filling is free with no account; the PDF downloads right away, with no watermark.
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